Home Collection Loans

Apply online for home collection cash loans from £50 to £500 with no hidden charges and no surprises

For 125 years Provident Personal Credit has been the UK & Republic of Ireland's leading home collected credit company, offering small, unsecured personal loans and other related products.

Provident offer loans to people other providers don't always serve

Provident offer unsecured loans to customers from all walks of life, often to people with poor credit ratings; even county court judgements - people other loan providers may not be able to serve.

94% of customers are satisfied with Provident Personal Credit and because Provident Agents receive commission based on how much they collect, not on how much they lend, it's not in their interest to offer unsecured cash loans for more than customers can afford to repay.

Provident Personal Credit unsecured loans come with absolutely no hidden charges for administration fees, introductory fees or penalty charges, which other lenders may charge you for separately. And We only lend what we believe people can afford to pay.

Customers always know what they owe. The amount owed under the credit agreement never goes up and every pound you repay reduces the total amount owed by a pound.